Estate planning looks different when you own a business. With the new $15 million federal exemption now in place, most Nebraska business owners no longer need to plan out of fear of a federal tax hit. But the risks aren’t gone — they’ve shifted. Nebraska inheritance tax, probate delays, and unclear succession planning can still derail a company, disrupt operations, and leave family members or business partners in conflict. A trust-based plan, aligned with your operating agreement and funded buy-sell strategy, helps protect the business you’ve built and ensures someone you trust can step in immediately if something happens. If you own a business in Nebraska, estate planning is now less about taxes and more about continuity, privacy, and control.

Most Nebraskans don’t realize how much of their wealth now lives inside apps—crypto wallets, Robinhood, Venmo, Stripe, and even the password managers that control them. These tools work well while you’re alive, but they can turn into sealed vaults the moment you die. Nebraska’s RUFADAA law gives your Personal Representative (Executor) a path to access these accounts, but only if your estate plan explicitly grants that authority. Without it, even $50,000–$100,000 sitting in an app can get locked away for good. This guide breaks down the five types of apps most likely to trap your money and explains how a Digital Access Plan can protect your family from a long, expensive probate.