What Are the 5 Apps That Could Secretly Lock Your Family Out of $100K+?

Most Nebraskans don’t realize how much of their wealth now lives inside apps—crypto wallets, Robinhood, Venmo, Stripe, and even the password managers that control them. These tools work well while you’re alive, but they can turn into sealed vaults the moment you die. Nebraska’s RUFADAA law gives your Personal Representative (Executor) a path to access these accounts, but only if your estate plan explicitly grants that authority. Without it, even $50,000–$100,000 sitting in an app can get locked away for good. This guide breaks down the five types of apps most likely to trap your money and explains how a Digital Access Plan can protect your family from a long, expensive probate.

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